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	<title>Comments on: Barclays PIN Sentry Disaster</title>
	<link>http://digital-lifestyles.info/2007/11/28/barclays-pin-sentry-disaster/</link>
	<description>Reporting the effects of Technology on the Media and Communications.</description>
	<pubDate>Wed, 20 Aug 2008 14:38:27 +0000</pubDate>
	<generator>http://wordpress.org/?v=2.2.2</generator>

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		<title>By: John</title>
		<link>http://digital-lifestyles.info/2007/11/28/barclays-pin-sentry-disaster/#comment-52991</link>
		<author>John</author>
		<pubDate>Tue, 11 Mar 2008 16:11:02 +0000</pubDate>
		<guid>http://digital-lifestyles.info/2007/11/28/barclays-pin-sentry-disaster/#comment-52991</guid>
		<description>Ann-Marie,

Closed my account and moved to Frist Direct. Only way I could get to hurt Barclays for this piece of cr@p</description>
		<content:encoded><![CDATA[<p>Ann-Marie,</p>
<p>Closed my account and moved to Frist Direct. Only way I could get to hurt Barclays for this piece of <a href="mailto:cr@p">cr@p</a></p>
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		<title>By: Ann-Marie</title>
		<link>http://digital-lifestyles.info/2007/11/28/barclays-pin-sentry-disaster/#comment-52964</link>
		<author>Ann-Marie</author>
		<pubDate>Tue, 11 Mar 2008 12:20:04 +0000</pubDate>
		<guid>http://digital-lifestyles.info/2007/11/28/barclays-pin-sentry-disaster/#comment-52964</guid>
		<description>I am absolutely seething and spitting MAD with Barclays!! 

I have been a customer for 15 years, i'm not an old geezer who doesn't like or understand online banking, i'm 29 &#38; have used online banking ever since it came into being. And yet this piece of plastic crap 'PINsentry' is actually prompting me to leave Barclays as a result of the horrendous customer experience i now have.

I find it unrealistic in the extreme that i should be expected to carry this plastic calculator toy with me wherever i go, in order to online bank or make a transaction. And even when i do have it, it's such an irritating drawn-out process it makes my blood boil before i'm even into my account! Once in, it feels like to undertake the slightest 'normal' banking procedure, I now must repeat this drawn-out log-in process with the plastic crap machine. Aaaaaargghhhh!!!

I've just got off the phone to the customer service numpties for the second time in 2 days, trying to feed back to them that this PINsentry doesn't work for me as a customer experience. But they absoultely can not function beyond the boundaries of their pre-planned cue cards, and cannot put me thorugh to anyone whose job it may be to have this sort of feedback given to them. Grrrrrrr.

And yes, you can opt out - but  - *hmmm, here's where they've got you by the balls* - yes, you can't actually make any payments to new people. 

Barclays are absoutely astounding in their utter disregard for any sort of easy, pleasant customer experience. I feel utterly disenfranchised as a customer and after i've vented my spleen here, i'm off to the nearest branch to close my account.

Yes, i feel that bloody strongly about it.</description>
		<content:encoded><![CDATA[<p>I am absolutely seething and spitting MAD with Barclays!! </p>
<p>I have been a customer for 15 years, i&#8217;m not an old geezer who doesn&#8217;t like or understand online banking, i&#8217;m 29 &amp; have used online banking ever since it came into being. And yet this piece of plastic crap &#8216;PINsentry&#8217; is actually prompting me to leave Barclays as a result of the horrendous customer experience i now have.</p>
<p>I find it unrealistic in the extreme that i should be expected to carry this plastic calculator toy with me wherever i go, in order to online bank or make a transaction. And even when i do have it, it&#8217;s such an irritating drawn-out process it makes my blood boil before i&#8217;m even into my account! Once in, it feels like to undertake the slightest &#8216;normal&#8217; banking procedure, I now must repeat this drawn-out log-in process with the plastic crap machine. Aaaaaargghhhh!!!</p>
<p>I&#8217;ve just got off the phone to the customer service numpties for the second time in 2 days, trying to feed back to them that this PINsentry doesn&#8217;t work for me as a customer experience. But they absoultely can not function beyond the boundaries of their pre-planned cue cards, and cannot put me thorugh to anyone whose job it may be to have this sort of feedback given to them. Grrrrrrr.</p>
<p>And yes, you can opt out - but  - *hmmm, here&#8217;s where they&#8217;ve got you by the balls* - yes, you can&#8217;t actually make any payments to new people. </p>
<p>Barclays are absoutely astounding in their utter disregard for any sort of easy, pleasant customer experience. I feel utterly disenfranchised as a customer and after i&#8217;ve vented my spleen here, i&#8217;m off to the nearest branch to close my account.</p>
<p>Yes, i feel that bloody strongly about it.</p>
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		<title>By: Toby</title>
		<link>http://digital-lifestyles.info/2007/11/28/barclays-pin-sentry-disaster/#comment-52489</link>
		<author>Toby</author>
		<pubDate>Fri, 07 Mar 2008 18:02:26 +0000</pubDate>
		<guid>http://digital-lifestyles.info/2007/11/28/barclays-pin-sentry-disaster/#comment-52489</guid>
		<description>@Martin - no I'm sure I read there would be a charge for replacing broken machines.
But if you were to suggest that it never arrived in the post, they might be kind enough to send you another ;)</description>
		<content:encoded><![CDATA[<p>@Martin - no I&#8217;m sure I read there would be a charge for replacing broken machines.<br />
But if you were to suggest that it never arrived in the post, they might be kind enough to send you another ;)</p>
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		<title>By: Pete</title>
		<link>http://digital-lifestyles.info/2007/11/28/barclays-pin-sentry-disaster/#comment-52414</link>
		<author>Pete</author>
		<pubDate>Wed, 05 Mar 2008 23:13:35 +0000</pubDate>
		<guid>http://digital-lifestyles.info/2007/11/28/barclays-pin-sentry-disaster/#comment-52414</guid>
		<description>Had to move to Pin Sentry a couple of weeks back.  At no time did I see any instructions about needing a new card to use with it, so I was confused when the PIN number for the new card arrived before the card...  (Even more confused, because a few weeks earlier, for un-related reasons, I had asked for, and received, a new card - so 2 new cards in two weeks...) 

Repeatedly tried to use the first new (ie old) card with the PS - got locked out.  Phoned for help. - Was told I needed to wait to use the new card. Asked for them to reset the on-line system so I could use it when the new new card arrived. - 

"We need you to use your "phone banking" credentials to establish that you are who you say you are".

"But I haven't used phone banking for 5 years - I can't remember any of the codes".

"We can't help - phone up to get your phone banking credentials reset so you can then use them to get your on-line access restored..."

Waited 3 days, got the new card, phone again, got a different Muppet who reset the on-line stuff immediately - and then at least two log-on attempts failed, while Muppet 2 talked me through logging in again (PhD in Quantum Mechanics and 30 years in IT).  Eventually got in, but I swear he did something between log-in attempts, as entries were digit-perfect in both the early attempts.

After 30+ years with them I'm leaving Barclays as soon as.

Barclays - if you're reading this - your hubris is breathtaking and you deserve to get royally stuffed over this.</description>
		<content:encoded><![CDATA[<p>Had to move to Pin Sentry a couple of weeks back.  At no time did I see any instructions about needing a new card to use with it, so I was confused when the PIN number for the new card arrived before the card&#8230;  (Even more confused, because a few weeks earlier, for un-related reasons, I had asked for, and received, a new card - so 2 new cards in two weeks&#8230;) </p>
<p>Repeatedly tried to use the first new (ie old) card with the PS - got locked out.  Phoned for help. - Was told I needed to wait to use the new card. Asked for them to reset the on-line system so I could use it when the new new card arrived. - </p>
<p>&#8220;We need you to use your &#8220;phone banking&#8221; credentials to establish that you are who you say you are&#8221;.</p>
<p>&#8220;But I haven&#8217;t used phone banking for 5 years - I can&#8217;t remember any of the codes&#8221;.</p>
<p>&#8220;We can&#8217;t help - phone up to get your phone banking credentials reset so you can then use them to get your on-line access restored&#8230;&#8221;</p>
<p>Waited 3 days, got the new card, phone again, got a different Muppet who reset the on-line stuff immediately - and then at least two log-on attempts failed, while Muppet 2 talked me through logging in again (PhD in Quantum Mechanics and 30 years in IT).  Eventually got in, but I swear he did something between log-in attempts, as entries were digit-perfect in both the early attempts.</p>
<p>After 30+ years with them I&#8217;m leaving Barclays as soon as.</p>
<p>Barclays - if you&#8217;re reading this - your hubris is breathtaking and you deserve to get royally stuffed over this.</p>
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		<title>By: J</title>
		<link>http://digital-lifestyles.info/2007/11/28/barclays-pin-sentry-disaster/#comment-51864</link>
		<author>J</author>
		<pubDate>Sat, 23 Feb 2008 08:13:03 +0000</pubDate>
		<guid>http://digital-lifestyles.info/2007/11/28/barclays-pin-sentry-disaster/#comment-51864</guid>
		<description>Although we have had this impracticle pin sentry forced on us from Barclays we are now going to have it forced on to us by Nationwide.  How many others are going to join this unfortunate bandwagon?</description>
		<content:encoded><![CDATA[<p>Although we have had this impracticle pin sentry forced on us from Barclays we are now going to have it forced on to us by Nationwide.  How many others are going to join this unfortunate bandwagon?</p>
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		<title>By: Martin</title>
		<link>http://digital-lifestyles.info/2007/11/28/barclays-pin-sentry-disaster/#comment-50156</link>
		<author>Martin</author>
		<pubDate>Thu, 24 Jan 2008 17:53:05 +0000</pubDate>
		<guid>http://digital-lifestyles.info/2007/11/28/barclays-pin-sentry-disaster/#comment-50156</guid>
		<description>I wonder how long Pin sentry would last if Barclays got inundated with requests from angry customers for free replacement units for ones that were "accidently" broken, for example that LCD display is quite fragile ;-) Also are they going to provide free replacement batteries for the units? Perhaps customers should start asking Barclays for a spare set ready for when the current ones run out.</description>
		<content:encoded><![CDATA[<p>I wonder how long Pin sentry would last if Barclays got inundated with requests from angry customers for free replacement units for ones that were &#8220;accidently&#8221; broken, for example that LCD display is quite fragile ;-) Also are they going to provide free replacement batteries for the units? Perhaps customers should start asking Barclays for a spare set ready for when the current ones run out.</p>
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		<title>By: John</title>
		<link>http://digital-lifestyles.info/2007/11/28/barclays-pin-sentry-disaster/#comment-50130</link>
		<author>John</author>
		<pubDate>Wed, 23 Jan 2008 20:12:48 +0000</pubDate>
		<guid>http://digital-lifestyles.info/2007/11/28/barclays-pin-sentry-disaster/#comment-50130</guid>
		<description>Have posted before but as Barclays don't seem interested in getting rid of this piece of rubbish I have set in motion steps to move my account to First Direct. Its basically all I can do. With Pin SEntry I do not check my current account as often as I should and that is not good, changing bank is all I can do.

Barclays are just so stupid for bringing this in. Some muppet sits in his white ivory tower thinking he is grat but all they have done is alienate thousand's of customers.</description>
		<content:encoded><![CDATA[<p>Have posted before but as Barclays don&#8217;t seem interested in getting rid of this piece of rubbish I have set in motion steps to move my account to First Direct. Its basically all I can do. With Pin SEntry I do not check my current account as often as I should and that is not good, changing bank is all I can do.</p>
<p>Barclays are just so stupid for bringing this in. Some muppet sits in his white ivory tower thinking he is grat but all they have done is alienate thousand&#8217;s of customers.</p>
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		<title>By: Eddy Jawed</title>
		<link>http://digital-lifestyles.info/2007/11/28/barclays-pin-sentry-disaster/#comment-50112</link>
		<author>Eddy Jawed</author>
		<pubDate>Wed, 23 Jan 2008 12:46:58 +0000</pubDate>
		<guid>http://digital-lifestyles.info/2007/11/28/barclays-pin-sentry-disaster/#comment-50112</guid>
		<description>Another probably major point of negatiVity to mention on this daft card reader thingy is -  

After using the card reader a few times I've realised I have a habit of forgetting and leaving my debit card inside it when I'm at home, instead of placing it back in my wallet. 
Its happened to me a few times now where I've realised i have 'lost' my debit card only to work out half an hour later that I may have left it slotted into the card reader at home and forgot to replace it back in my wallet.

BARCLAYS BANK - I HATE YOU!

Can't wait until some smart ass hacks into this stupid thing making thier whole expensive new venture completely futile.</description>
		<content:encoded><![CDATA[<p>Another probably major point of negatiVity to mention on this daft card reader thingy is -  </p>
<p>After using the card reader a few times I&#8217;ve realised I have a habit of forgetting and leaving my debit card inside it when I&#8217;m at home, instead of placing it back in my wallet.<br />
Its happened to me a few times now where I&#8217;ve realised i have &#8216;lost&#8217; my debit card only to work out half an hour later that I may have left it slotted into the card reader at home and forgot to replace it back in my wallet.</p>
<p>BARCLAYS BANK - I HATE YOU!</p>
<p>Can&#8217;t wait until some smart ass hacks into this stupid thing making thier whole expensive new venture completely futile.</p>
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		<title>By: Simon Perry</title>
		<link>http://digital-lifestyles.info/2007/11/28/barclays-pin-sentry-disaster/#comment-49830</link>
		<author>Simon Perry</author>
		<pubDate>Tue, 15 Jan 2008 13:04:16 +0000</pubDate>
		<guid>http://digital-lifestyles.info/2007/11/28/barclays-pin-sentry-disaster/#comment-49830</guid>
		<description>@Stephen - Thanks for the background on that.</description>
		<content:encoded><![CDATA[<p>@Stephen - Thanks for the background on that.</p>
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		<title>By: Stephen</title>
		<link>http://digital-lifestyles.info/2007/11/28/barclays-pin-sentry-disaster/#comment-49798</link>
		<author>Stephen</author>
		<pubDate>Mon, 14 Jan 2008 12:01:40 +0000</pubDate>
		<guid>http://digital-lifestyles.info/2007/11/28/barclays-pin-sentry-disaster/#comment-49798</guid>
		<description>@simon, yes I generated codes on the 8th Jan and used them today [14th Jan] to check my balances and pay some utility bills already set up some time ago.</description>
		<content:encoded><![CDATA[<p>@simon, yes I generated codes on the 8th Jan and used them today [14th Jan] to check my balances and pay some utility bills already set up some time ago.</p>
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		<title>By: Stephen</title>
		<link>http://digital-lifestyles.info/2007/11/28/barclays-pin-sentry-disaster/#comment-49797</link>
		<author>Stephen</author>
		<pubDate>Mon, 14 Jan 2008 11:56:38 +0000</pubDate>
		<guid>http://digital-lifestyles.info/2007/11/28/barclays-pin-sentry-disaster/#comment-49797</guid>
		<description>@Simon, its not time sensitive. For logging on, reviewing balances and transferring or paying bills already setup you can note down a few CODES put them on your mobile/laptop [encrypted of course] for future use[only once]. For NEW  payment references you need the pinsentry to enter transaction account, the amount and then the pinsentry algorithem calculates a 8 digit code, at no point is there a reference to time.</description>
		<content:encoded><![CDATA[<p>@Simon, its not time sensitive. For logging on, reviewing balances and transferring or paying bills already setup you can note down a few CODES put them on your mobile/laptop [encrypted of course] for future use[only once]. For NEW  payment references you need the pinsentry to enter transaction account, the amount and then the pinsentry algorithem calculates a 8 digit code, at no point is there a reference to time.</p>
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		<title>By: Simon Perry</title>
		<link>http://digital-lifestyles.info/2007/11/28/barclays-pin-sentry-disaster/#comment-49794</link>
		<author>Simon Perry</author>
		<pubDate>Mon, 14 Jan 2008 10:59:43 +0000</pubDate>
		<guid>http://digital-lifestyles.info/2007/11/28/barclays-pin-sentry-disaster/#comment-49794</guid>
		<description>@Stephen - Is the PIN really not time sensitive? It would be an amazing oversight not to include that. I've just used the PIN sentry a couple of times and it gave a different number each time, so it's possible that the time of use is part of the code generation.

Of course it's quite another matter if the server end doesn't pay attention to the time the code was generated, thus allowing any code that has been created no matter how long ago.

&lt;i&gt;Anyone done any experiments of using a code that was generated some time ago, using them much later?&lt;/i&gt;

@Timothy Ross - A sad tale Timothy. It does look like Barclays are losing a considerable number of customers over this.

@Tez - Good point! That wouldn't exactly aid security would it!? I suppose Barclays would excuse themselves by trying to shift the issue to the customer (again?) by suggesting that the PIN is changed regularly.</description>
		<content:encoded><![CDATA[<p>@Stephen - Is the PIN really not time sensitive? It would be an amazing oversight not to include that. I&#8217;ve just used the PIN sentry a couple of times and it gave a different number each time, so it&#8217;s possible that the time of use is part of the code generation.</p>
<p>Of course it&#8217;s quite another matter if the server end doesn&#8217;t pay attention to the time the code was generated, thus allowing any code that has been created no matter how long ago.</p>
<p><i>Anyone done any experiments of using a code that was generated some time ago, using them much later?</i></p>
<p>@Timothy Ross - A sad tale Timothy. It does look like Barclays are losing a considerable number of customers over this.</p>
<p>@Tez - Good point! That wouldn&#8217;t exactly aid security would it!? I suppose Barclays would excuse themselves by trying to shift the issue to the customer (again?) by suggesting that the PIN is changed regularly.</p>
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		<title>By: Tez</title>
		<link>http://digital-lifestyles.info/2007/11/28/barclays-pin-sentry-disaster/#comment-49706</link>
		<author>Tez</author>
		<pubDate>Sun, 13 Jan 2008 15:03:21 +0000</pubDate>
		<guid>http://digital-lifestyles.info/2007/11/28/barclays-pin-sentry-disaster/#comment-49706</guid>
		<description>I too have been forced to use one and my overall concern is that eventually the keys will be worn as I type the same pin number over and over again. Should this fall into the wrong hands, eg, I get mugged and the thieves take the pin sentry and the card, they see the worn keys, and keep trying different combinations until the reader says pin correct and off to the shops they go.

Ultimately if this thing becomes a pain in the backside I will move away from Barclays and find another bank that has a simple log in</description>
		<content:encoded><![CDATA[<p>I too have been forced to use one and my overall concern is that eventually the keys will be worn as I type the same pin number over and over again. Should this fall into the wrong hands, eg, I get mugged and the thieves take the pin sentry and the card, they see the worn keys, and keep trying different combinations until the reader says pin correct and off to the shops they go.</p>
<p>Ultimately if this thing becomes a pain in the backside I will move away from Barclays and find another bank that has a simple log in</p>
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		<title>By: Timothy Ross</title>
		<link>http://digital-lifestyles.info/2007/11/28/barclays-pin-sentry-disaster/#comment-49664</link>
		<author>Timothy Ross</author>
		<pubDate>Sun, 13 Jan 2008 00:08:25 +0000</pubDate>
		<guid>http://digital-lifestyles.info/2007/11/28/barclays-pin-sentry-disaster/#comment-49664</guid>
		<description>A Barclays customer for over 40 years, as soon as I was told they would cut off my online (and only) access to my funds if my debit card and Pin Sentry does not arrive within 5 days, I started enquiries with other banks about opening accounts and will move just as soon as transfer of direct debits, interest payments, &#38;c. is arranged.  
 I have been trying for over six months to get Barclays to send me a debit card application form. 19 e-mails, letters and expensive international phone calls later, despite the repeated promises that "It is on it's way", "It will be posted this afternoon", and "It is being sent out at the same time as this letter", I have still not received the form. It is no longer possible to bank with Barclays.</description>
		<content:encoded><![CDATA[<p>A Barclays customer for over 40 years, as soon as I was told they would cut off my online (and only) access to my funds if my debit card and Pin Sentry does not arrive within 5 days, I started enquiries with other banks about opening accounts and will move just as soon as transfer of direct debits, interest payments, &amp;c. is arranged.<br />
 I have been trying for over six months to get Barclays to send me a debit card application form. 19 e-mails, letters and expensive international phone calls later, despite the repeated promises that &#8220;It is on it&#8217;s way&#8221;, &#8220;It will be posted this afternoon&#8221;, and &#8220;It is being sent out at the same time as this letter&#8221;, I have still not received the form. It is no longer possible to bank with Barclays.</p>
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		<title>By: Stephen</title>
		<link>http://digital-lifestyles.info/2007/11/28/barclays-pin-sentry-disaster/#comment-49414</link>
		<author>Stephen</author>
		<pubDate>Tue, 08 Jan 2008 14:48:56 +0000</pubDate>
		<guid>http://digital-lifestyles.info/2007/11/28/barclays-pin-sentry-disaster/#comment-49414</guid>
		<description>One further comment, the pinsentry is not date or time sensitive, so you can print out in advance several codes and carry this with you to allow flexible mobile banking and leave the pinsentry at home. Barclays encourage customers to reduce their level of security !</description>
		<content:encoded><![CDATA[<p>One further comment, the pinsentry is not date or time sensitive, so you can print out in advance several codes and carry this with you to allow flexible mobile banking and leave the pinsentry at home. Barclays encourage customers to reduce their level of security !</p>
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		<title>By: Stephen</title>
		<link>http://digital-lifestyles.info/2007/11/28/barclays-pin-sentry-disaster/#comment-49413</link>
		<author>Stephen</author>
		<pubDate>Tue, 08 Jan 2008 14:26:22 +0000</pubDate>
		<guid>http://digital-lifestyles.info/2007/11/28/barclays-pin-sentry-disaster/#comment-49413</guid>
		<description>Have not been inside a Barclays Branch in 10 years, so my first reaction was great, increased security however on reflection there is little added security when compared to the online security already provided by Barclays which uses a combination of keyboard, mouse activity and SSL encryption. Used in conjuction with a good firewall, antivirus &#38; Spam  filtering I would doubt if there are any benefits attached to the average consumer. 

If the introduction of Pin sentry is a reaction to Barclays concern to customers who respond to a phishing email requesting bank details and password then its appaling that Barclays reacts due to the lack of computer awareness by a minority of customers and introduce something that effectively reduces flexible secure mobile banking. Barclays should have spent the time, energy &#38; resources to educate and inform.

I am all for change and increased security, however the choice of a device that is 2 times larger and 3 times chunkier than some of its competitors which makes portability an issue and renders the device open to damage as you sling it in the suitcase rather than wallet. So Barclays please if you want increased security spend some more money on a modern credit card style pinsentry or USB card reader.</description>
		<content:encoded><![CDATA[<p>Have not been inside a Barclays Branch in 10 years, so my first reaction was great, increased security however on reflection there is little added security when compared to the online security already provided by Barclays which uses a combination of keyboard, mouse activity and SSL encryption. Used in conjuction with a good firewall, antivirus &amp; Spam  filtering I would doubt if there are any benefits attached to the average consumer. </p>
<p>If the introduction of Pin sentry is a reaction to Barclays concern to customers who respond to a phishing email requesting bank details and password then its appaling that Barclays reacts due to the lack of computer awareness by a minority of customers and introduce something that effectively reduces flexible secure mobile banking. Barclays should have spent the time, energy &amp; resources to educate and inform.</p>
<p>I am all for change and increased security, however the choice of a device that is 2 times larger and 3 times chunkier than some of its competitors which makes portability an issue and renders the device open to damage as you sling it in the suitcase rather than wallet. So Barclays please if you want increased security spend some more money on a modern credit card style pinsentry or <span class="ubernym uttInitialism" onmouseover="domTT_activate(this, event, 'content', 'Universal Serial Bus' );"><abbr class="uttInitialism">USB</abbr></span> card reader.</p>
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